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YOUR GUIDE WHEN THE PATH IS UNKNOWN

A PROFESSIONAL 

LIABILITY INSURANCE BROKER

INSURANCE PRODUCTS

At Cairn Insurance we focus on professional liability and ancillary business insurance products while working with a wide range of professionals spanning many industries.  If you provide professional advice for a fee, we can help protect you and your business.

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PROFESSIONAL
LIABILITY

DIRECTORS &
OFFICERS LIABILITY

EMPLOYMENT 
PRACTICES LIABILITY

CYBER LIABILITY

Protects businesses from the liability arising out of the rendering of, or failing to render, professional services. 

ALSO KNOWN AS:

Errors & Omissions (E&O)

Legal Professional Liability (LPL)

Legal Malpractice

Malpractice Liability

Professional Indemnity Insurance

Protects the personal assets of company directors and officers (D&O) while also protecting the company itself. 

Protects businesses from lawsuits alleging wrongful employment practices.  Employment Practices Liability (EPL) insurance can cover claims of discrimination, harassment, wrongful termination, and more.

Cyber insurance helps a business recover from a cyber-related attack by covering a range of expenses. These costs can include credit monitoring, breach notification, PR agency fees, extortion/ransomware,  business interruption, legal expenses, and potential fines. â€‹

ALSO KNOWN AS:

Data Breach Coverage

Privacy Breach Coverage​

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OUR AGENCY

The goal is for Cairn Insurance to be your last broker, and our annual customer retention rate of about 99% indicates we are succeeding.  If you are looking for a long-term partner who acts in your best interest, puts integrity above commissions, answers all your questions, is accessible and responsive, and has over 30 years of combined industry experience, then you have found your next and last broker. 

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Cairns along trails guide hikers because even the most experienced hikers need assistance sometimes. We are here to help you through the world of insurance and be your guide when the path is unknown. We specialize in liability insurance for professionals across many industries. If you give advice to anyone about anything for compensation, you need professional liability insurance and we have a market for you.

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